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Saxon Spencer Capital, founded by Adam S. Cohen, a

seasoned entrepreneur from the UK with over 25-years of hands on business experience; with a stellar track record of business accomplishments and a reputation for proven and confident leadership. Mr. Cohen has achieved world-class results in the telecommunications and real estate industries and continues to take his sophisticated knowledge and hard-won industry experience to the next level, concentrating on the re-purposing of distressed assets and building the value back into overlooked real estate investments. For further information visit:

Saxon Spencer Capital Reviews



Saxon Spencer Capital, founded in New York in 2016, is a nationwide private lending platform, affording unique insight to the investment community; combining old-fashioned values with a sophisticated modern approach in solving the multiple labyrinths of the financial markets today. Saxon Spencer Capital creates customized financial solutions for the plethora of deal related handicaps that serve as roadblocks to conventional funding scenarios. Typically, borrowers approach Saxon Spencer Capital as they are unable to secure their lending requirements via traditional sources. Saxon Spencer Capital Reviews


Saxon Spencer Capital provides nationwide financing solutions for investment real estate transactions ranging from $500,000 up to $25,000,000. Target scenarios are value-add, opportunistic acquisitions, recapitalization, and reorganization of distressed debt secured by transitional properties. The principals of Saxon Spencer Capital realize every opportunity is entirely unique; our doors are always open to new challenges within the capital investment arena. Listed below are acceptable real estate assets Saxon Spencer Capital may consider. 


  • Retail (Mall, Plaza, Single Tenant)

  • Office

  • Mixed-Use

  • Warehouse

  • Light Industrial

  • Self-Storage

  • Mobile Home Park

  • Land Development

  Land Development projects must be in a

 major city, fully entitled and shovel ready


  • Apartment Building or Complex

  • Single Family Residence (SFR)

  • Luxury Homes

  • Multi-Family (2-4 Units)

  • Fix & Flips

  • Condominiums | Co-ops Units

  • Vacation Homes

  • Ground Up Development

Saxon Spencer Capital does not lend on           Owner Occupied Residential Real Estate


Saxon Spencer Capital does not charge any upfront application fees. Applicants are responsible for all third-party underwriting expenses per Saxon Spencer Capital’s direction including but not limited to appraisal, environmental, feasibility, and title. Where applicable, Applicants shall pay any such underwriting expenses directly to the designated vendor as prescribed by Saxon Spencer Capital at time of application. Exceptions may apply. 


Saxon Spencer Capital sources funding via a variety of financial resources comprising strategic partnerships with international private banking relationships, institutional lines of credit and private capital partners. Based on the wide variety of transactions in today’s market place, a unique capitalization structure is applied to each specific loan scenario. Saxon Spencer Capital does not solicit private investors or outside investment. 

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